Business lending

Funding structured around how your business is built.

A kiosk, a limited company, a chama and a tender awardee carry completely different risks. We price and structure each on its own terms rather than forcing one product on all four.

Choose your entity type below to see the facility, the pricing, the document pack and the exact vetting we will run.

How is the business constituted?

Underwriting differs sharply between a sole trader, a limited company, a group and a tender awardee. Pick yours and we will show the right facility.

Change to personal

Registered in more than one form? Choose the entity that will sign the facility.

How we lend

Three principles behind every business facility.

01

Cash flow, not collateral

We lend against verified operational cash movement. Asset values and projected revenue are supporting evidence, never the decision.

02

Controlled disbursement

Where it protects the facility we pay suppliers directly, release against milestones, or route funds through escrow rather than a lump sum.

03

Authority, verified

We never act on one signatory alone. Board resolutions, multi-director approval and independent member confirmation are standard.

Bring us the contract, the statements or the resolution.

Start the application online and a relationship manager picks it up the same working day.

Apply today