Terms of Use

These Terms of Use ("Terms") govern your access to and use of the Signature Capital website and related online services. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use the website.

1. About Signature Capital

Signature Capital provides loans, insurance, guarantees, and leasing services in Kenya. The information on this website is provided for general informational purposes only and does not constitute financial advice, an offer, or a solicitation to enter into any agreement. Any facility is subject to independent assessment, approval, and the execution of a formal facility agreement.

2. Eligibility

By using this website, you confirm that you are at least 18 years of age and have the legal capacity to enter into binding agreements. If you are accessing the website on behalf of a business or organisation, you represent that you have the authority to bind that entity to these Terms.

3. Accuracy of Information

We take reasonable care to ensure that information on this website is accurate and up to date. However, we do not warrant that the content is complete, reliable, or free from errors. Product terms, interest rates, fees, and eligibility criteria may change without prior notice. The information on this website does not create any binding obligation on Signature Capital to offer any facility.

4. Application and Underwriting

Submitting an application through this website does not guarantee approval. All applications are subject to independent credit assessment, affordability checks, CRB verification, document validation, and internal approval processes. Signature Capital reserves the right to decline any application at its sole discretion without providing reasons.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, layout, design, and software, is the property of Signature Capital or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content without our prior written consent.

6. Prohibited Conduct

When using this website, you agree not to:

• Provide false, misleading, or fraudulent information in any application or inquiry.
• Use the website for any unlawful purpose or in violation of any applicable law or regulation.
• Attempt to gain unauthorised access to any part of the website, its servers, or connected systems.
• Interfere with or disrupt the operation of the website, including through viruses, malware, or excessive automated requests.
• Scrape, copy, or aggregate data from the website without written authorisation.

7. Third-Party Links

This website may contain links to third-party websites or services. We do not endorse or assume responsibility for any third-party content, products, or practices. Your use of third-party sites is at your own risk and subject to their respective terms and privacy policies.

8. Limitation of Liability

To the maximum extent permitted by law, Signature Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on the website or its content. Our total liability for any claim arising from use of the website shall not exceed the amount you paid to us, if any, in the 12 months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless Signature Capital, its directors, officers, employees, and agents from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of the website or breach of these Terms.

10. Changes to These Terms

We reserve the right to amend these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Your continued use of the website after changes are posted constitutes your acceptance of the amended Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the Republic of Kenya. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Kenya.

12. Contact

For questions about these Terms, please contact us at info@signaturecapital.co.ke or visit our contact page.