Personal lending
Five ways to unlock cash without stalling your life.
Whether the value sits in your vehicle, your payslip, your insurance renewal or the business you run in your own name, there is a facility here priced for it.
Tap any card for the complete terms: rate, fees, tenure, documents, how we assess you and exactly what happens if a repayment slips.
Personal products
All interest is charged on a reducing balance. Processing fees are one-off.
Your car keeps working. So does your cash.
Release value locked in a vehicle you already own, and keep driving it the whole time.
- Advance
- Up to 60% of FSV
- Tenure
- Up to 12 months
- Interest
- 15% p.m. reducing
Insure now, pay across the quarter.
Pay 30% today, we settle the full premium with your insurer, you clear the rest in two or three months.
- You pay upfront
- 30%
- We finance
- 70%
- Repayment
- 2 to 3 months
Cash for the thing that cannot wait.
Unsecured credit for school fees, medical bills, repairs and the emergencies that arrive without warning.
- Limit
- Up to KES 100,000
- Tenure
- Up to 3 months
- Interest
- 15% p.m. reducing
Your payslip is the collateral.
Bigger limits at the same rate, for staff of employers who have signed an MOU with us.
- Limit
- Up to KES 300,000
- Affordability cap
- 1/3 of net salary
- Tenure
- Up to 3 months
Fuel for the business you run yourself.
For the trader, contractor or professional whose business and personal finances are still one and the same.
- Limit
- Up to KES 2,000,000
- Tenure
- 3 to 12 months
- Interest
- From 10% p.m. tiered
Before you start
Have these ready and the application takes minutes.
- Your national ID and KRA PIN
- Payslips or another verifiable record of income
- Bank statements, and M-Pesa statements if you trade
- Witness details for the loan agreement
Logbook and premium financing carry extra requirements: a valuation report and comprehensive cover for the first, an insurer quotation and approved intermediary for the second. Both are listed in full on their cards above.
